In reality, we’d all like to have a big, fat roll of money in our hands. We’d all like to stare at the roll, caress the roll, show it off in front of our friends, and most definitely spend the role on essential and materialistic things. When the roll dissolves, reality sinks in and we always end of wishing we would of saved some of that cash for later. Take it from a college kid like myself who’s blown a decent amount of financial aid checks on video games and pizza. As I grow and my attitude about money matures (it matures mostly because I never money), I’ve devised a few decent ways to save money. Now keep in mind this is just from my own personal experience, so I don’t want any internet trolls or Nazis giving me a hard time about this.
Dope Way$ To Budget:
1. Hold The Money In Your Hand:
For a few months I worked in a furniture warehouse posting Craigslist ads for a fellow I met in anger management class. And don’t worry, Bitche$ Mahoney has since changed his ways. I was paid 300$ clams out of pocket on a weekly basis, up until that point I was dished out paychecks. Now I realize not everyone gets paid like that, there are positives and flaws in this method, but try to hear me out anyway. When I was paid out of pocket, I actually got to hold and count the money in my hand.
In doing this, I was able to actually see what I needed for bills, what I could use for personal entertainment, and how much I needed to put into the bank. Whenever I put my check into my bank account, I was constantly guessing how much money I had left in the bank after I went shopping. This always made me frantic, because I was worried about if my account was in the red when I got home from a night on the town. For the short time I was being paid straight cash, I didn’t have to worry about such things as I could literally see how much I was spending.
2. Make A List & Stick To The List
Bitche$ Mahoney lives alone in a apartment, and even though my Grandmother pays my bills, I still have to worry about putting food in my fridge. Long have gone the days where I woke up and there was already food in the darn thing, upon moving out I found myself now worrying about groceries. Buying my own groceries wasn’t particularly the uplifting or liberating experience that your parents make it out to be when they’re trying to scare you when you’re about to embark out into the real world. It was just a plain old boring experience, and that’s because I made a list. During a recent Introduction To Philosophy class, the class learned that people who walk into a store not knowing what they want tend to spend more money than people who already know what they want.
Imagine walking onto a car lot with the intention of buying a car, but you don’t know exactly what type of car you want. If a sales person was to hear this, he would see this as a golden opportunity to rip off you off and leave with a sports car you really can’t afford. The moral of the story is never enter a place without knowing what you’re looking for, always make a list!
3. Learn To Live Without Money
And most importantly, the one guaranteed way to masterfully budget and make sure that big, fat roll I was talking about is to learn how to avoid spending as much money as possible. When you’re a broke college kid who’s always in between jobs, you learn how to entertain yourself without a penny in your pocket. And it makes you a better and happier person, life becomes slightly easier without having to worry about if you have any doe to take yourself to the midnight matinee. When you learn only to spend money on what you absolutely have to, and minimize anything extra, you’ll find that you’ll have a ton of extra scratch left over. So here’s what Bitche$ Mahoney would recommend for those reading this, next time you get your check and put it in the bank, only spend what you have to, and hide your debit/credit card in a place you’ll be sure you won’t go reaching for anytime soon.
Repeat this process for a while and overtime you’ll find that you’ve saved up a ton of extra money you wouldn’t have saved otherwise if you were going spending it excessively.
This has been some financial advice from Bitche$ Mahoney, spend wisely my friends.